Milk, two sugars.....

 Many years ago, I found a book by David Bach called "The automatic millionaire" , now this was way before a Kindle was ever even a thought, and standing in the middle of the bookstore with a book that could possibly get me rich..I was sold. I bought the book and for years afterward, it is a book I continue to read over, and attempt to implement all of the sound financial ideas David compiled.
  Something he spent alot of time and energy on was what he calls "The latte factor" , and basically what it is, is this- in order to cut frivolous spending and see where you can tighten up your budget he suggests skipping your morning cup ( or throughout the day CUPS) of coffee(latte), for a homemade, pot, brewed-yourself, reusable travel mug cup, potentially saving hundreds, possibly thousands of dollars every year.

                             QUICK IN YOUR FACE MATH CALCULATION!!!

                         A large cup of coffee, bought at your local 7-11 costs a smidge more than $2, if you buy ONE a day for 5 days(on your way to work) that's $10 a week, $40 a month OR $480 a year, of course..if you choose a "specialty" cup of joe, well....you can do your own math for that!!!!


                                                      $480 a year ON COFFEE!!!!


Now, think about that HUGE can or bag of coffee you can get at a warehouse store????  I know my brand costs $9.59... and I make it EVERY DAY , sometimes several times a day..and it lasts a month or more ( one trick to that is not wasting any, I never make a full pot unless I have company and know it won't be wasted)

                           ANOTHER QUICK IN YOUR FACE MATH CALCULATION!!!!

               $10 a month x12 months=$120....O.K, O.K... we'll throw in the price for a fancy, schmancy reusable travel mug too.....$140..MAX!!! BIG DIFFERENCE, right????

                                 What could you use an extra $340 for, every year???

Yes, yes..what does this have to do with my blog, you say....why, it's the prefect segue for me to give you my recipes for DIY coffee creamers, cheap, affordable alternatives to add to your morning pick me up, big pay off and it couldn't be easier...read on....

                                                          Basic coffee creamer

                                                14oz. of the milk of your choice
                                            14oz.( 1 can) of sweetened condensed milk

That's all there is to it!!! Now, the fun part...... Mix in your favorite extracts and/or flavorings to spice things up!

                                              1 tbls. vanilla extract (french vanilla)
                              1tbls. coconut extract and 1/2tbl. almond extract ( Almond Joy)
                                               1tbls. almond extract( amaretto)
                      Cinnamon and/or cocoa powder to taste( cinnamon, chocolate flavor)
or, for the very daring try cinnamon, nutmeg and a touch of chili powder for a Mexican flair


Whatever flavor you enjoy..try it out!!! Go for it and have fun, and sit back, relax, enjoy your cup of coffee.... and think about all the things you can do with your new found savings!!!

                                                                  Until next time, Lauri :)